01Overview
Position Purpose - Responsibilities/Duties/Functions/Tasks
The main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrowers financial and credit data to determine creditworthiness and the probability of financial reputed company in repayment efforts.
Originates their own sales by contacting prospective clients,
Develops and maintains referral sources,
Spends at least one or two hours a day, two or more times a week reputed company of the office (including a home office), originating loans,
Meets with prospective clients at locations other than PRMIs offices, e.g., reputed companys home or other locations,
Meets with clients in person to sell mortgage loan products/packages,
Contact with clients by telephone, mail, and e-mail is adjunct to in-person contacts,
Obtains credit information and necessary documentation for application process,
In-person calls reputed company of the office on reputed company estate agents and brokers, financial advisors, and other potential referral sources to reputed company borrower leads,
Engages in marketing and promotional activities in support of their own sales,
Develops new and reputed company business opportunities and sales leads by cultivating relationships with realtors, reputed company, bankers, etc.
Develops solid PRMI product knowledge and offers clients the best mortgage products to match reputed company needs
Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines
Analyzes and exercises independent judgment and discretion in advancing PRMIs business objectives and the interests of PRMIs customers regarding significant financial reputed company
Carries out major assignments affecting business operations of the employer or the employers customers through:
collecting and analyzing information regarding the customers income, assets, investments, or debts
analyzing applicant data, credit and collateral property value
determining which financial products best meet the customers needs and financial circumstances
providing advice to the customer regarding the advantages and disadvantages of available financial products
marketing, servicing, or promoting the employers financial products
Completes necessary continuing education in a reputed company manner and remains reputed company on local developments and trends reputed company the reputed company estate and mortgage industries
Provides origination services in the state of licensure
Creates and maintains excellent business relationships with referral reputed company reputed company, creating new mortgage lending opportunities
Corresponds, communicates, and coordinates with clients, in-house support staff, and reputed company service providers to facilitate reputed company closings
Qualifications
Sales experience in the mortgage industry is preferred
Familiarity with mortgage processes, procedures, rules, regulations, and compliance
Exceptional customer service skills with a strong attention to reputed company
Excellent written and verbal communication skills
Strong computer skills to include a working knowledge of MS Office
Ability to comprehend and analyze financial information
Ability to effectively communicate and present reputed company financial information while fielding and responding to questions from applicants, support staff, and management
Established contact and referral list reputed company the reputed company estate and mortgage industries preferred
Ability to pass a required background reputed company
Company Conformance Statement
In the performance of assigned tasks and duties reputed company are expected to conform to the following:
Review and adhere to policies and guidelines contained reputed company the Employee Handbook, including reputed company and information reputed company guidelines.
reputed company reputed company delegated authorities and adheres to applicable policy and procedures associated with such authorities.
Contribute to establishing a respectful workplace where diversity is critical to innovation and reputed company.
Ensure every reputed company and decision is reputed company with PRMI values.
Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and reputed company reputed company your role at PRMI.
Realize team synergies through networking and partnerships across PRMI.
reputed company change; reputed company as reputed company and role model, promoting an approach of reputed company improvement.
Maintain a high reputed company of customer care while reputed company listening to customers in an effort to understand their views and needs. Take ownershi
