01Overview
SWBC is seeking a talented individual to obtain, prepare and process all necessary documentation required for the mortgage loan files through approval. This role ensures customer service standards are upheld when responding to inquiries and ensures loan processing is in compliance with bank, regulatory and investor guidelines.
Why You'll Love This Role
Our Loan Processing Specialists put the \"T\" in teamwork, by helping to prepare and process mortgage loan from initial application through approval. Your service and communication to customers will help demonstrate SWBC Mortgage's commitment to providing a smooth mortgage process for homeowners.
Essential Duties Include The Following
Prepares loan files that are semi-route in nature for loan submission to underwriting by inputting information into system, completing processing sheets, and prioritizing documents in the file, and preparing and mailing all required loan disclosures.
Reviews and verifies each file to ensure all information is correct and current and normally receives general instructions on routine work and on new assignments.
Orders credit reports, title commitments, surveys, and appraisals from the appropriate party and reviews for acceptability prior to submitting for approval.
Acts as a liaison between customers and all parties involved in the transaction and communicates with customers if any items are needed for loan submission and keeps them posted on loan status.
Submits files through automated underwriting for approval and completed loan packages to appropriate underwriter for final approval and validation.
Prepares approved loans for closing and coordinates closing with lenders, borrowers and title companies to include the reconciliation of money collected and disbursed and the completion of data on the HMDA screen.
Attends seminars, in-house training sessions, and/or reads mortgage publications to stay abreast of current loan product guidelines and processing procedures, including credit guideli .
