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Homeโ€บCompaniesโ€บvmysmartprosโ€บLoan Processor Accepting Resumes for Future Hires
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Loan Processor Accepting Resumes for Future Hires

๐Ÿ“LOCATIONAll India
๐Ÿ“ˆEXPERIENCE5 to 9 Yrs
๐Ÿ•˜TYPEFull time
๐ŸฅIndustryBFSI
๐Ÿ—“POSTED1 Aug 2026

01Key Responsibilities

Manage a personal pipeline daily to ensure all loans close on schedule. Process various types of residential mortgage loans from initial file review through post-closing, including Conventional, FHA, VA, Jumbo, and state-specific products such as TX refinance and DPA programs. Accurately calculate all types of income including salaried, hourly, bonus/overtime, self-employment, rental, and retirement sources. Review and validate findings from automated underwriting systems (DU and LP) and ensure compliance with Agency guidelines and investor overlays. Communicate proactively with borrowers, loan officers, underwriters, and third-party vendors to obtain documentation, resolve issues, and keep all parties informed. Ensure loan files meet all internal and investor guidelines, policies, and procedures prior to submission and funding. Process and manage a minimum of 20-25 loans per month with a high degree of accuracy and efficiency. Identify and address potential issues early in the process to avoid delays in underwriting or closing. Submit files to underwriting and follow up on outstanding conditions until clear-to-close is obtained. Maintain accurate and up-to-date records in the LOS. Participate in regular team meetings and contribute to ongoing process improvement initiatives. Qualifications &

02Requirements

Minimum of 5 years of mortgage processing experience with a proven ability to manage high-volume pipelines. Strong working knowledge of Conventional, FHA, VA, and Jumbo programs; experience with Non-QM, USDA, MCC, and DPA programs a plus. Proficient with AUS systems (DU and LP), AllRegs, and current agency/investor guidelines. Demonstrated ability to handle the full file life cyclefrom loan officer handoff through funding. Advanced income analysis skills, including complex self-employment and layered income scenarios. Excellent verbal and written communication skills; confident in client-facing roles. Exceptional attention to detail, organization, and the ability to multitask under pressure. Willingness to work flexible hours as needed to meet deadlines. Self-starter with a proactive, problem-solving mindset. Comfortable working independently as well as collaboratively within a team. Strong proficiency in Microsoft Office Suite, Adobe Acrobat, and mortgage LOS platforms. LoanPeople is an equal employment opportunity employer. Apply To this Job .

03What you'll need

Experience
5 to 9 Yrs
Employment Type
Full time
Programming languages
underwritingcommunication skillsrecord keepingprocess improvementMicrosoft Officemortgage processingresidential mortgage loansincome calculationAUS systemsagency guidelines

04About VMYSMARTPROS

BFSIIndustry
Full timeEmployment Type
All IndiaLocation
Not Disclosed ยท salary hidden by employer
5 to 9 Yrs ยท All India
Applications are reviewed directly by the hiring team.
Role Snapshot
Work ModeNot specified
Visa SponsorshipNot specified
RelocationNot specified
Job TypeFull time
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