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Loan Underwriter

Chennai
Not Disclosed
2 to 6 Yrs
Full time
3/11/2026
Salary Range
Not Disclosed
Experience
2 to 6 Yrs
Job Location
Chennai
Remote Work Policy
Not specified
Visa Sponsorship
Not specified
Relocation
Not specified
Skills
Credit AnalysisRisk AssessmentFinancial AnalysisAnalytical SkillsCredit Scoring ModelsProblemSolving SkillsMicrosoft Office Suite
Industry
BFSI
Hiring Status
ACTIVELY HIRING
Hiring Contact
DH
DHANALAKSHMI HIREPURCHASE AND LEASING LIMITED
Recruiter

Job Description

Role Overview

As a Credit Analyst in the team, your responsibility will be to assess the creditworthiness of loan applicants and provide recommendations on loan approvals. You will play a crucial role in reviewing financial documents, analyzing risk factors, and determining loan eligibility.

Key Responsibilities

- Review loan applications and supporting documentation for completeness and accuracy. - Assess creditworthiness of applicants using various credit scoring models and techniques. - Analyze applicant's financial history, income, debt, and other relevant factors. - Determine loan eligibility and recommend loan approval or denial based on risk assessment. - Maintain accurate records of all underwriting decisions and supporting documentation. - Adhere to all regulatory compliance and risk management procedures.

Qualifications Required

- Bachelor's degree in Finance, Accounting, or a related field. - Strong understanding of credit analysis and risk assessment principles. - Experience with credit scoring models and techniques. - Excellent analytical and problem-solving skills. - Proficiency in Microsoft Office Suite. Additional Details: The company offers a competitive salary and benefits package, opportunities for professional growth and development, a challenging and rewarding work environment, and medical insurance. A typical day in this role involves reviewing loan applications, analyzing financial data, making risk assessments, and documenting underwriting decisions.