01Overview
Job Description
- UPOSITION DESCRIPTION
JOB TITLE
Manager-Current Account
GRADE : M
DEPARTMENT
Branch Banking, TASC & TPP
LOCATION : Branch
SUB-DEPARTMENT
Branch Banking
TYPE OF POSITION : Full time
REPORTS TO
BSM / Branch Manager (where ever BSM is not available)
REPORTING INTO
- ROLE PURPOSE & OBJECTIVE
- This role is responsible for acquiring new current account customers from the open market and cross-selling of products/services as per the profile & need of the customers.
- This role drives the current account business for the respective branch and ensure the CA targets for the branch is met.
- The incumbent provides service to NTB current account customers.
- This role also handles cross selling of QR & POS and is accountable for adherence to compliance and regulatory norms.
- SIZE OF THE ROLE
FINANCIAL SIZE
NON-FINANCIAL SIZE
- CA Numbers: 5 to 8 Current accounts (based on vintage)
- CA Values: 9 lacs to 15 lacs incr. CA value (based on vintage)
- TPP Wgt Premium: 0.40 lacs to 0.65 lacs (based on vintage)
- Current accounts, Saving Accounts, Term Deposits, Life insurance, Health/General Insurance, Dmat, Mutual Funds, SIP, ASBA etc
- KEY DUTIES & RESPONSIBILITIES OF THE ROLE
Business
- Meet the set targets on current account in terms of open market acquisition
- Focus on building the current account book for the bank
- Understand need and acquire customers who meet the criteria for liability products through either of the below channels:
- Leads generated by branch staff and personal leads
- Referrals generated from existing customers
- Alternate channels
- Maintain the database of the prospects, meet select prospects and manage the relationship thereafter
- Accompany MSE staffs on the field for actively driving conversion of existing borrowing customers into liabilities customers
- Cross sell other products of Ujjivan such as QR, POS & TPP and pass on quality leads to respective MSE loan officers
- Share customer insights/product related feedba .
