01Responsibilities
Regulatory Interaction & Response Management (RBI Focus)
Ensure effective and quality liaison for RBI inspections, offsite reviews, adhoc submissions in response to the targeted questionnaires, onsite thematic reviews, and other supervisory/ regulatory communications related to Money Mules and Cyber Enabled Fraud risk.Lead the end-to-end process of regulatory responses: query intake stakeholder coordination evidence collation drafting quality review timely submission.Ensure high quality responses reflecting a balanced, transparent, and risk-based perspective, aligning with regulatory expectations.Maintain a robust repository of submissions, inspection reports, compliance status, and closure evidence to enable consistency in responses.To liaise with internal stakeholders for assimilation of required information, tracking and escalating issues to ensure timely submissions.Manage regulatory onsite inspections by liaising with various stakeholders to ensure accurate, complete, and timely submission of highquality data and responses.Ensure endtoend compliance with RBI Master Directions, circulars, and advisories; proactively track regulatory changes and embed requirements into business processes.
Audit/Compliance Assurance Engagement:
Manage end-to-end interactions and responsiveness with/to Internal Audit teams, concurrent auditors, and Compliance testing groups.Comprehensive audit responses, coordinate walkthroughs, and ensure high-quality evidence submission.Proactive guidance to the mules monitoring/central due diligence team basis experience from the audit/regulatory interactions on process changes/ upliftment etc.Deliverables Tracking & Governance over the interactions, responses and tracking open items to closure.Central point of contact for internal audit requests, walkthroughs, sampling, evidence submission, and management responses.Coordinate and support internal audits endtoend, including preparation of audit documentation, responding to audit observations, facilitating discussions with auditors, and ensuring timely implementation and closure of audit findings.Review and evaluate existing organizational processes to design and strengthen internal controls, ensuring accurate and timely regulatory and management reporting, while driving continuous process improvements for operational efficiency.Ensure complete adherence to the processes outlined in the SOPs/ Mule Framework and proactively align documented procedures with actual onground activities to mitigate any potential audit or compliance queries.
Language, Quality & Documentation Excellence
Good interpersonal and narrating skills to ensure clarity, completeness , factual accuracy, risk-contextualised narratives with appropriate tone.Prepare comprehensive information notes/ decks for various Management and Board level Committee, enabling timely review, informed decisionmaking, and effective issue closure through crossfunctional coordination.
Governance around Regulatory Deliverables and Engagements
Own a structured Regulatory & Audit Deliverables Tracker with clear owners, due dates, status, dependencies, and escalation paths.Run periodic governance required to review progress, dependencies, and follow up and escalate issues when needed.Ensure robust version control, submission logs, and evidence repositories for traceability and future examinations.Maintain consistency in responses and reduce risk of misstatements by confirming definitions, metrics, and factual grounding before finalization.Required Skills & Competencies
Experience in handling Money Mule /Cyber Enabled Frauds related regulatory engagement and Audits.Understanding of various circulars / advisories and evolving regulatory expectations w.r.t money mules and cyber enabled frauds.SME knowledge on mule typologies, detection strategies, risk indicators, control enhancements, and investigative themes pursued by Job Requirements
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