01Key Responsibilities
Treasury Management-
Manage day-to-day treasury operations, cash flow planning, and liquidity management
Monitor cash positions across bank accounts and ensure optimum utilization of funds.
Prepare short-term and long-term cash flow forecasts
Drive working capital optimization initiatives.
Monitor borrowing limits and debt utilization.
Ensure timely servicing of debt obligations including interest and principal repayments.
Evaluate and implement treasury strategies to improve yield on surplus funds.
Manage investments in accordance with approved treasury policy.
Banking & Fund Raising-
Maintain and strengthen relationships with banks, financial institutions, and lenders.
Negotiate banking facilities, interest rates, fees, and documentation.
Arrange working capital facilities, term loans, ECBs, bank guarantees, letters of credit, and other financing arrangements.
Coordinate with lenders for renewals, enhancements, and compliance requirements.
Review and negotiate loan agreements, sanction letters, and security documents in consultation with legal teams.
Monitor covenant compliance under financing agreements.
Support debt refinancing and fund-raising initiatives.
Insurance Management-
Develop and implement the company's insurance strategy and risk mitigation framework.
Manage all corporate insurance programs including:
Property Insurance
Marine Insurance
Liability Insurance
Crime & Cyber Insurance
Directors & Officers (D&O) Insurance
Coordinate policy renewals and negotiations with insurers and brokers.
Evaluate adequacy of insurance coverage and identify risk exposures.
Manage claims administration and settlement processes.
Monitor claim recoveries and ensure timely closure of claims.
Risk Management-
Identify and assess financial risks including:
Interest Rate Risk
Foreign Exchange Risk
Liquidity Risk
Counterparty Credit Risk
Recommend appropriate hedging strategies.
Monitor compliance with treasury and risk management policies.
Support implementation of risk mitigation measures across treasury activities.
Financial Planning & Reporting-
Prepare treasury MIS, cash flow reports, debt reports, and management dashboards.
Present borrowing, liquidity, and insurance updates to senior management.
Track treasury KPIs and financial commitments
Compliance & Governance-
Ensure compliance with RBI regulations, Companies Act, FEMA, SEBI requirements, and other applicable regulatory guidelines.
Manage lender reporting requirements and covenant monitoring.
Coordinate with auditors for treasury and insurance-related audits.
Maintain proper documentation and records relating to borrowings, securities, guarantees, and insurance policies.
Ensure adherence to internal controls and governance standards.
Stakeholder Management-
Liaise with:
Banks and Financial Institutions
Insurance Companies and Brokers
Legal Teams
Statutory and Internal Auditors
Business and Finance Teams
Act as the key point of contact for treasury, banking, and insurance matters.
Desired Qualifications:
CA / MBA Finance / CMA / CFA preferred.
Experience:
8-15 years of experience in Treasury, Banking, Corporate Finance, or Insurance Management.
Experience in manufacturing, FMCG, chemicals, pharmaceuticals, or large corporate environments preferred.
Strong exposure to fund raising, banking negotiations, treasury operations, and insurance claim management.
Key Skills:
Treasury & Cash Flow Management
Working Capital Management
Banking Operations
Fund Raising & Debt Management
Loan Documentation & Covenants
Insurance & Claims Management
Risk Management & Hedging
Financial Analysis & Forecasting
Regulatory Compliance
Stakeholder Management
Negotiation & Relationship Management
SAP / ERP Systems
Advanced Excel and Financial Modelling
Key Performance Indicators (KPIs):
Liquidity and cash flow efficiency
Cost of borrowing
Timely debt servicing
Working capital improvement
Treasury returns on surplus funds
Insurance coverage adequacy
Claims recovery and settlement timelines
Covenant compliance
Banking relationship effectiveness
Audit and compliance adherence
This role is responsible for safeguarding the organization's financial resources, ensuring funding availability, optimizing banking relationships, and managing enterprise insurance and financial risk exposures.
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying. .
