Manager/Senior Manager- Credit Risk(Retail Assets)

Role & responsibilities Review and Analysis of historical loan data pf Retail portfolio to understand the pattern from default point of view. Apply statistical tool to analyze the pattern and come with detailed assessment Review and Prepare risk dashboard for management which shows all important risk parameters Develop rating model/scorecard for various retail and corporate loans based on historical data. Testing of scorecard/model on a regular basis/coordinate with various stakeholder for the rating model implementation. Prepare and maintain database of loan product from risk assessment point of view Ensure data is correctly captured in the system and coordinate with different team to fix the issue Coordinate with IT team for the automation of credit approval process Review and Preparation of regular credit risk reports for Board meeting and other management committee meeting consumption. Interested candidates may share their resume on adarsh.pandey@utkarsh.bank.in .