01Overview
Your roleYour role : The Disclosure Specialist is accountable for managing and overseeing the residential mortgage disclosure process, ensuring compliance with all regulatory requirements and Firm policies. Your role involves preparing, reviewing, and delivering required disclosures to clients within specified timelines, working closely with other mortgage professionals and compliance teams. Provide guidance to management when errors or discrepancies are identified and advise when revisions are needed to any policies and procedures.ensure accurate, timely, and compliance of all loan disclosures including the Loan Estimate (LE), Change of Circumstance (COC), and Closing Disclosure (CD)assume responsibility for complex disclosures; identify and resolve discrepancieseffectively manage a time sensitive pipeline, ability to prioritize and problem solvecommunicate with title companies to gather information for accurate fee disclosuresreview and validate change of circumstancesrespond to audit results and communicate in a positive and professional mannerYour teamYoull be working as part of the Mortgage Fulfillment team. We provide mortgage fulfillment services to Private Mortgage Bankers, enabling them to assist UBS AG Wealth Management clients with the financing of residential real property.Your expertisea university degree or equivalent experience 5+ years experience as a mortgage disclosure or closing specialist a high degree of self-discipline to meet deadlines and work under pressure, experience working in a fast paced, high volume, customer focused environmenta proven ability to meet individual as well as organization goals, achieve high client satisfaction scores and operate with minimal direction and oversight previous Encompass experience preferredan expert in state and federal mortgage/credit regulations like Reg B and Reg Z and Reg X (TILA/RESPA Integrated Disclosure)detail oriented and have sharp analytical ability to evaluate fees, especially when auditing documents and ensuring regulatory compliance.an outstanding communicator, verbal and writtenwilling to work flexible schedules as needed .
