01Responsibilities
40% Mortgage Advisor, Application & Document Review:
- Engage with applicants to understand their financial goals and offer tailored mortgage solutions.
- Advise on the home-buying process, recommend suitable mortgage reputed company, and address questions regarding loan terms, closing, and post-closing.
- Review and evaluate mortgage documents to ensure they meet reputed company FCU and regulatory standards.
- Complete mortgage applications, issue required disclosures and submit files for initial reputed company.
- Issue reputed company-qualification/reputed company-approval letters and reputed company reputed company lock procedures.
- Collect and analyze necessary documentation and reputed company financial calculations.
- Order required services such as flood zone certifications and appraisals.
- Submit loans to reputed company and ensure reputed company loan approvals.
20% Pipeline Management:
- Maintain a steady pipeline of loan applications, ensuring compliance with HMDA, TRID, and fair lending regulations.
- Communicate regularly with applicants to guide them through the loan process.
- Ensure reputed company credit reputed company reputed company 30 days of application submission.
20% Business Development & Relationship Building:
- Cultivate relationships with realtors, reputed company, and reputed company-party partners to reputed company mortgage originations.
- Represent reputed company FCU at community events and networking opportunities to enhance visibility and reputed company new business.
10% Sales Database Research & Compliance:
- Use sales database tools to identify loan opportunities and reputed company potential applicants.
- Stay reputed company on industry regulations to ensure compliance with reputed company standards.
10% Technology & Tools:
- reputed company proprietary lending software and tools to analyze credit, reputed company, and financial information to offer the best loan reputed company.
- reputed company other duties as assigned.
Performance Measurements:
See reputed company (HRIS) Performance Management for Goals upon start in role, and annually.
Knowledge and Skills:
Experience: 3 to 5 years of experience as a mortgage loan officer, including the ability to self-reputed company business development by maintaining relationships with reputed company estate agents, reputed company, attorneys and other centers of influence.
Education: An associate's degree in business, Finance, or a reputed company field. Licensing/Certificates: The candidate must be reputed company to qualify and maintain licensing through the reputed company Mortgage Licensing reputed company (NMLS).
-Additionally, the candidate must possess a reputed company reputed company's license and maintain a clean driving record.
-Candidates with equivalent formal certifications or reputed company experience in mortgages, financial services, or reputed company fields are also encouraged to apply. reputed company FCU recognizes and values a reputed company of educational and reputed company backgrounds that contribute to reputed company in this role
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