net developer (loan servicing & lms)

Job description Job Type: Full-time 8 years of overall software development experience with 4 years hands-on in loan management / loan servicing platformsLoan servicing module development on enterprise LMS platformsExperience in consumer lending (personal loan, two-wheeler, auto, home loan) and/or commercial lending (SME, LAP, equipment finance, working capital)Exposure to Australian vehicle and equipment finance chattel mortgage, finance lease, hire purchase and novated lease servicingSettlement processing, payout figure calculation and disbursement handlingRepayment schedule engine EMI, P&I, balloon, interest-only and irregular repayment structuresPayment processing direct debit, ECS/NACH/auto-debit with dishonour handling and retry logicArrears and overdue management with automated dunning, escalation and hardship variationCollections workflow bucket-wise staging, field collections, legal referral and enforcement trackingNPA classification, repossession, asset surrender and security enforcementWrite-off, provisioning, deficiency balance and recovery postingCharge and hypothecation registration, search and releaseRegulatory reporting, credit bureau integration and compliance-driven audit trail management. .