Property Insurance Underwriters

Underwrite Property Facultative Reinsurance risks in accordance with Santam's underwriting guidelines and delegated authority limits. Analyse underwriting submissions, including risk information, claims history, engineering reports, financial information, and policy wordings. Assess natural catastrophe (CAT) exposures and portfolio accumulations. Price risks and prepare underwriting recommendations. Negotiate terms, conditions, and pricing with brokers and cedants. Develop and maintain strong relationships with brokers, cedants, and business partners. Support business development initiatives and identify new underwriting opportunities. Monitor portfolio performance, profitability, and exposure management. Ensure compliance with IFSCA regulations, internal governance standards, and underwriting guidelines. Work closely with underwriting, actuarial, claims, finance, and operations teams. Prepare underwriting reports and management information for portfolio monitoring. Qualifications & Experience: 810 years of experience in Property Reinsurance Underwriting, preferably in Facultative Reinsurance.Experience with an international reinsurer, Lloyd's syndicate, or a global insurance/reinsurance organisation will be highly preferred.Strong technical underwriting and risk assessment skills.Sound understanding of industrial occupancies, engineering risks, natural catastrophe exposures, and policy wordings.Excellent negotiation, communication, and relationship management skills.Strong analytical and decision-making abilities.Self-motivated with the ability to work independently in a dynamic and entrepreneurial environment.Bachelor's degree in Engineering, Commerce, Finance, Insurance, or a related discipline.Professional qualifications such as FIII, ACII, CPCU , or equivalent will be an added advantage. Skills: Property Facultative Reinsurance Underwriting CAT Exposure and accumulation management Technical risk analysis and pricing Financial analysis Broker and cedant relationship management Excellent written and verbal communication Proficiency in Microsoft Excel, PowerPoint, and underwriting systems .