01Overview
Company: Neuralfin Technologies Pvt Ltd (Cruise Money)
Location: Remote (for initial 6 months, after that WFO)
Employment Type: Full-time
Experience Level: 5+ Years (FinTech/WealthTech background preferred)
Compensation: 15,00,000 - 22,00,000 LPA Annual CTC
About Cruise Money
Cruise Money (by Neuralfin Technologies) is building an AI-first wealth platform designed to serve as an intelligent financial brain for modern investors. We are an ambitious, high-pace, early-stage startup.
Startup Reality Check: As an early-stage startup, we don't currently offer standard benefits like PF, gratuity, or health insurance. Instead, you'll have the chance to own your work, contribute directly to our growth, and grow along with the team.
The Role
We are looking for a heavy-hitting Python Senior Backend Developer to architect, optimize, and own our core data processing and analytics engines. Because our product is focused on financial intelligence, your work will directly impact how quickly and accurately data is processed, analyzed, and delivered to our users.
You will work closely with our CTO to build scalable data architectures. We actively expect our engineers to leverage LLMs and AI coding assistants to maximize development speed, automate testing, and eliminate boilerplates.
Key Responsibilities
- High-Performance Analytics: Design, develop, and optimize high-throughput analytics algorithms and backend logic using Python.
- Data Integration: Seamlessly connect, pipeline, and secure financial data from various third-party services and financial APIs.
- Database Management: Build, query, and maintain hybrid database architectures utilizing both relational (PostgreSQL) and NoSQL (MongoDB) systems.
- Code Reliability: Write rigorous unit tests to guarantee 100% mathematical accuracy and reliability across all financial computations.
- AI-Accelerated Workflows: Leverage AI-based development tools and coding assistants to maximize deployment velocity and code efficiency.
Must-Have Qualifications & Skills
- Experience: Minimum of 5 years of professional backend software development experience.
- Core Tech Stack: Proven, production-grade mastery of Python and its framework ecosystems.
- Database Expertise: Deep hands-on experience with both PostgreSQL and MongoDB.
- Cloud Infrastructure: Practical, hands-on experience developing and deploying production workloads within AWS.
- Education: Bachelors degree in Computer Science, Engineering, Mathematics, or a strictly technical equivalent.
Nice-to-Have Skills
- Domain Expertise: Prior background in FinTech or WealthTech systems (highly preferred).
- Experience implementing or building AI-driven backends, agents, or semantic search layers.
Culture Fit & Screener Rules (Deal-Breakers)
Because we are a tight, rapid-moving team, we are enforcing strict filters for this role:
- No Hands-Off Managers: You must love writing code, optimizing queries, and building. This is a role for an elite technical contributor.
- Job Stability: Candidates with a pattern of frequent job switches (e.g., leaving multiple companies in under a year) will not be considered.
- Autonomous Execution: You must be comfortable working independently within flexible hours (9 AM 6 PM target) and taking complete ownership of a feature from concept to deployment. .
