01Overview
Preference will be given to candidates having experience in Credit Rating in the Banking /Finance Industry. Immediate / Early Joiners would be preferred.
Primary Responsibility The Rating Analyst would conduct end-to-end rating involving the following primary responsibilities:
- Credit analysis of financial instruments in the BFSI sector for banks, NBFCs, MFIs, and Structured Finance Products
- Financial analysis and the ability to make financial projections of the financial instruments.
- Analytical rigor in the presentations to the rating committees
- Please maintain excellent quality in the analysis and stay up to date on market/industry information, and take suitable, need-based rating actions.
- Interact with company management, auditors, bankers, and other lenders, and visit companies and factories as part of regular monitoring and data collection.
- To take ownership of the folio by conducting regular surveillance, monitoring, and reviews on a quarterly and material-event basis, tracking the performance of the companies in relation to macroeconomic changes, and handling internal and external audit queries.
- Strictly adhere to standard operating procedures, regulations & policies.
- Adept in meeting tight deadlines with no compromise on analytical quality
- Mentor and guide junior rating analysts
- Client interaction and managing good relations.
Competency / Skills
- Analytical expertise in the Banks / NBFCs / MFIs / Structured Finance Products segment, including financial modeling, ratio analysis, and industry knowledge.
- Updated with the latest regulatory guidelines and circulars, especially in Structured Finance Products.
- Excellent verbal / written communication and presentation skills.
- Proficiency: Strong domain knowledge in credit assessment in the BFSI sector - Banks, NBFCs, MFIs, and Structured Finance products
- Solid analytical, quantitative, and presentation skills to present the facts along with rating recommendations to the rating committees. .
