Relationship Manager-Rural Business Banking (Neemuch)

Primary

- Responsible for acquiring new customers for business banking with a detailed understanding of credit assessment. - Knowledge on liability, Forex, trade and client relationships, delinquency management, relationship management, and an analytical mindset. - Managing the portfolio effectively through continuous monitoring of accounts and renewals, enhancement, retention and ensuring portfolio hygiene with minimal open deferral and covenants. - Develop a superior working relationship with branch banking for cross-leveraging & synergy optimization and work within the overall bank ecosystem with other stakeholders. - Evaluate the growth strategy based on competitor analysis and feedback from different channels and customers. - Recommend process changes to improve service efficiency and quality across the branch network. - Demonstrated ability in sales planning and conceptualizing promotions and marketing initiatives. - Understanding of financial statements, credit Assessment and title-security documents Secondary

- Contributing to product knowledge by sharing competitor data and positive process - Providing support for development of new products for existing and new customer segments. Managerial and Leadership

- Building collaborative work culture between branch, assets team and support structure to enable front line teams. - Build, Grow and Nurture the team of Relationship Managers of the Region Education Qualification: Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate. Skilled Qualification/Certification: Chartered Accountant (CA) Experience: 2 to 5 years of relevant experience. .