Overview
As a Client Relationship Manager, your role involves identifying prospects in your location, evaluating their creditworthiness, and establishing strong relationships with customers. You will also need to maintain close ties with partners, Cas, and DSAs in your area to ensure a consistent deal pipeline. Understanding clients' financial goals, challenges, and opportunities will be crucial for your success.
Your key responsibilities will include:
- Maintaining and nurturing strong relationships with corporate clients in the Emerging Corporate segment.
- Identifying new business opportunities and revenue streams within the corporate finance sector.
- Expanding the client base and promoting financial products and services, including cross-selling of products.
- Collaborating with clients to structure financial deals tailored to their specific needs.
- Offering credit solutions such as working capital facilities, overdrafts, term loans, and other financial products.
- Assessing the creditworthiness and risk factors associated with clients on an ongoing basis.
- Focusing on portfolio growth by cross-selling financial products and services.
- Achieving budgetary targets for Net Interest Income (NII) and fee income.
- Analyzing financial statements, credit reports, and market trends to assess client performance and risks.
- Developing insights to enhance client portfolios.
Additionally, you will be responsible for ensuring strict compliance with all audit, regulatory, and company regulations, processes, and policies.