Relationship Manager - Sales for SMEs

Relationship Manager - CV- Sales-Kharagpur - Atwals Real Estate -JM 1 New Business Prospects: Originate new business prospects within the SME sector through direct sourcing and open market channels. 2 Customer Acquisition: Acquire SME customers and manage their proposals, guiding them up to the disbursement stage. 3 Business Generation: Meet existing SME clients to identify business opportunities and drive revenue. 4 Working Capital Facilities: Provide SMEs with a range of working capital facilities, such as Overdraft, Cash Credit, Dealer Finance, Vendor Finance, Letter of Credit, Bank Guarantee, Term Loan, etc., based on their specific needs. Customer Relationship Management: Manage and nurture customer relationships, addressing both service and sales queries with the goal of engaging and retaining SME clients. 5 Cross-Selling: Cross-sell retail banking products to SME customers to maximize revenue and meet sales targets. 6 Credit Risk Assessment: Assess the credit risk associated with SME clients and their proposed financing structures. Collaborate with credit and risk teams to ensure sound credit decisions. 7 Financial Analysis Conduct in-depth financial analysis of SME clients to evaluate their creditworthiness and funding requirements. Prepare and present comprehensive credit proposals. 8 Credit Structuring: Structure credit facilities for SMEs in a manner that aligns with their business needs and risk profiles. Optimize the credit solutions offered to SME clients. 9 Compliance and Regulations: Ensure compliance with all relevant regulatory requirements and internal policies. Stay updated on changes in regulations affecting SME banking. Qualifications - Minimum Degree: Post Graduate/Graduate in any discipline.It is a Full Time Sales / Business Development job for candidates with 2 - 6+ years Experience.More about this Relationship Manager - Sales for SMEs jobPlease go through the FAQs to get all answers related to the given Relationship Manager - Sales for SMEs jobWhat are the eligibility criteria for this Relationship Manager - Sales for SMEs job Ans : Candidates should have All Education levels with 2-7 years of experience for this Relationship Manager - Sales for SMEs job offered by Tata Capital Finance Limited in Debra, Kharagpur. What salary is offered for this Relationship Manager - Sales for SMEs job Ans : Salary details will be shared during the hiring process. What shift and timings does this job follow Ans : This Relationship Manager - Sales for SMEs job follows a Day shift. Do you need to visit the office for this job Ans : Yes, candidates need to visit the office and work from the location in Debra, Kharagpur. How many vacancies are there for this Relationship Manager - Sales for SMEs job Ans : There is 1 vacancy for this Relationship Manager - Sales for SMEs role. Is this job open for all genders Ans : Yes, this Relationship Manager - Sales for SMEs job is open for both male and female candidates. What is the job location for this position Ans : The job location for this Relationship Manager - Sales for SMEs position is Debra, Kharagpur. What makes this Relationship Manager - Sales for SMEs job a good opportunity Ans : The employer has not disclosed the salary for this role, but it is a Full Time opportunity with 1 opening. .