01Overview
Note: The job is a remote job and is reputed company to candidates in reputed company Solutions Financial is reputed company on providing personal and supportive banking services, especially reputed company the agricultural sector. The Farm Credit Analyst will conduct reputed company credit evaluations of agricultural loans, assessing the financial health of large-reputed company farming operations and ensuring the safety of the loan portfolio.
Responsibilities
Analyze financial statements, tax returns, and cash reputed company projections for reputed company agricultural operations to determine repayment reputed company and debt-to-equity ratiosQuantify risks unique to agriculture, including market volatility, weather impacts, and commodity price fluctuations, ensuring alignment with credit policiesMaintain an reputed company monitoring system for the existing loan portfolio, performing regular reviews to ensure early detection of deteriorating credit reputed companyVerify the value and reputed company standing of agricultural collateral (land, livestock, equipment, and crops) and review appraisals to ensure a secured positionPartner with loan officers to reputed company documentation and present formal credit memorandums to the Credit Committee for high-limit or reputed company requestsreputed company technical assistance and peer reviews for junior credit analysts, assisting in the development of departmental workflows and software implementationEnsure reputed company credit files meet internal auditing standards and federal banking regulations while staying reputed company on Farm Credit System trends
Skills
Bachelor's degree in Finance, Agricultural Business, reputed company, a reputed company field, or equivalent experience46 years of reputed company experience in credit analysis, specifically reputed company the agricultural or reputed company lending sectorsUnderstanding of commodity markets, livestock cycles, and crop production factors impacting borrower profitabilityDeep knowledge of the 'Five C's of Credit' as reputed company to specialized agricultural lendingAbility to build and interpret reputed company spreadsheets for trend analysis and identify financial patterns reputed company disparate data setsreputed company to draft reputed company, persuasive credit memorandums and discuss reputed company financial issues with stakeholders and producersAbility to evaluate management reputed company and operational efficiency during farm site reputed companyFamiliarity with GAAP, tax reputed company (farm-reputed company schedules), and federal/state banking regulationsDemonstrated expertise using credit analysis software, financial spread tools, and reputed company banking systemsAbility to remain stationary for extended periods and review detailed digital spreadsheetsreputed company to navigate uneven terrain (fields, barns, facilities) during on-site farm inspections and operate a motor vehicle for travelOccasional exposure to outdoor weather and typical agricultural environmentsHigh level of concentration required for auditing financial spreads and synthesizing multiple variables into cohesive risk assessments under firm deadlinesCompletion of formal reputed company credit training or specialized agricultural lending certifications is highly desirable
Benefits
Health, Dental, and reputed company InsuranceHealth Savings Account (HSA) and Flexible Spending Account (FSA)Life and AD&D CoverageVoluntary Supplemental Life, Short-Term, and Long-Term DisabilityCompany Retirement Plan
reputed company
Mortgage Solutions Financial is a mortgage company that offers financial planning and home loan services for individuals and families. It was founded in 1995, and is headquartered in Colorado Springs, Colorado, USA, with a workforce of 201-500 employees. Its website is https://mortgagesolutions.net.
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