01Overview
Note: The job is a remote job and is open to candidates in USA. Heritage Bank NA is offering an exciting opportunity for high-performing loan officers to enhance their mortgage careers. The Mortgage Loan Originator will qualify and originate mortgage loan applicants, conduct business development, and provide exceptional service to clients while working remotely.
Responsibilities
Qualifies and originates loan applicants for mortgage loan products, including first mortgages, construction loans and home equity products. Obtains necessary and pertinent financial data; conducts analysis of such. Initiates loan process compliant with all applicable standards, policy and procedures
Build relationships with Realtors, Builders, and other referral sources
Provide exceptional service to existing customers while cross-selling and referring to other departments
Facilitate the loan closing process
Work online lead shifts as assigned
Maintains knowledge of all real estate products, underwriting procedures and the mortgage lending industry
Responsible for compliance with laws and regulations applicable to this position
Assists retail lending department in all aspects of retail lending by referring clients or completing transactions
Responsible for security as it applies to this position
Participates in all required BSA training and demonstrates knowledge of BSA relative to job responsibilities
Performs other tasks as assigned
Skills
Meet NMLS requirements for MLO's
2-3 years' experience in mortgage loan originations or a strong background in real estate
4-year degree or equivalent work experience
Excellent communication skills and a team-player who treats co-workers with the same respect and professionalism as we do our customers
Proficiency with MS Office
Benefits
No-cap commission structure
Paid time off
Paid holidays
Paid volunteer days
Medical, dental, and vision insurance
401(k) and ESOP retirement plans
A range of additional benefits and incentives consistent with our company policy
Company Overview
Heritage Bank NA has operations in Minnesota, Iowa and South Dakota. It was founded in 1969, and is headquartered in Sioux City, Iowa, USA, with a workforce of 51-200 employees. Its website is http://heritagebankna.com.
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Company : Heritage Bank NA
Salary : Work from home .