01Overview
Note: The job is a remote job and is open to candidates in USA. CMG Financial is seeking an experienced residential appraiser to serve as a Staff Appraiser focused on appraisal review, collateral risk management, and valuation oversight. This role will be responsible for reviewing completed appraisal reports to identify valuation risk, overvaluation concerns, and compliance issues.
Responsibilities
Perform independent reviews of residential appraisal reports to assess accuracy, supportability, and compliance with USPAP, agency, and investor guidelines
Evaluate reports flagged for elevated SSR scores, collateral risk indicators, or automated valuation discrepancies
Identify potential overvaluation, unsupported adjustments, market condition concerns, or data inconsistencies
Review and resolve Reconsideration of Value (ROV) requests and borrower escalations
Provide clear written conclusions and risk-based recommendations
Conduct targeted audits of appraisers and AMCs to identify performance trends and quality concerns
Monitor valuation trends by geography, product, or production channel
Support appraisal policy updates and process improvements
Partner with risk, QC, and secondary marketing teams on collateral risk initiatives
Provide targeted training and guidance to underwriters on appraisal interpretation and red flags
Serve as a subject matter expert (SME) for valuation-related questions
Support production teams with guidance on complex or high-risk valuation scenarios
Skills
Current Certified Residential or Certified General Appraiser license (active and in good standing)
5+ years of residential appraisal experience
Strong knowledge of USPAP, Fannie Mae/Freddie Mac guidelines, and common investor overlays
Experience reviewing appraisal reports for compliance and valuation supportability
Deep understanding of comparable selection, adjustments, market trends, and collateral risk
Excellent written and verbal communication skills
Prior experience working for a mortgage lender, bank, or AMC in an appraisal review capacity
Familiarity with SSR tools (Collateral Underwriter / Loan Collateral Advisor)
Experience in handling ROVs and borrower escalations
Experience conducting training for underwriting or production staff
Company Overview
CMG Financial is a well-capitalized, privately held mortgage-banking firm. It was founded in 1993, and is headquartered in San Ramon, California, USA, with a workforce of 1001-5000 employees. Its website is http://www.cmgfi.com.
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Company : CMG Financial
Salary : Work from home .
