01Overview
Assume coverage of a portfolio of EMEA corporate clients across diversified sectors (e.g., Business services, Machinery & Equipment, Transportation, Auto, Airlines, Aerospace & Defence), including grading and reviewing credit risk exposures.
- Track financial performance updates, earnings events, liquidity and covenant compliance, and other developments impacting the assigned portfolio.
- Monitor risk and exposure metrics across counterparties and the portfolio, contributing to sector analyses and earlywarning assessments.
- Participate in due diligence processes for onboarding recent EMEA clients (both mid and large Caps) and reviewing existing ones, including preparation and analysis of business models, cash flow generation, debt capacity, and refinancing risk.
- Produce concise and insightful credit memos, articulating recommendations for facilities, limits, tenor, covenants, collateral/security, and inter creditor arrangements.
- Support analysis and approval processes for leveraged finance and lending requests, including RCFs, term loans and bond transactions.
- Develop knowledge of legal documentation for corporate markets and banking products, including credit agreements, bond indentures, inter creditor agreements, and security and guarantee packages.
- Participate in team and departmentlevel projects to improve processes and drive efficiencies, leveraging AI / LLM.
Requirements
- Ability to navigate and interpret corporate financial statements (Balance Sheet, P&L;, CF).
- Familiarity with cash flow modelling and valuation methods (including DCFs).
- Broad understanding of macroeconomic and sector factors affecting corporates and leveraged finance borrowers.
- Basic knowledge of lending, capital markets, and derivatives products; familiarity with leveraged finance and covenant structures.
- Ability to establish credibility and trust with internal business partners and credit officers.
- Good communication skills, both verbal and written, with decisionoriented .
