Risk Management - Auto Commercial Solutions - Credit Risk Manager

Manage a team of Credit Officers, analyzing and decisioning credit requests of varying complexity in adherence with firmwide and DCS credit policies, guidelines, and procedures.Ensure Quality of Credit Decisions: Ensure all credit proposals are written to the highest quality standard and that all grading is completed in an accurate and timely manner. Provide ongoing oversight of credit management activities with a focus on identification and remediation of troubled credits in a timely manner.Providing guidance to team members as it relates to policy, procedures and risk ratings.Oversee the Credit Officers pipeline, ensuring timely submission and focus to meet the needs of the clients. Demonstrated ability to present and support recommendations to senior management.Leading an effective team: Be a change leader for your direct reports and assist with the mentoring, coaching, and providing ongoing training and development of staff.Portfolio Management: Provide ongoing oversight of credit management activities with a focus on early warning concerns, guidance on policy issues, procedures and risk ratings.Operating Efficiently: Oversee the credit team resources, ensuring timely submission and focus on production for customers.Provide input into deep dives, prepare and deliver presentations for various senior Risk forums and leadership calls. Required qualifications, capabilities, and skills: Bachelor's degree in finance or accounting or related field15+ years commercial banking / lending experience including extensive credit experience. Commercial banking / automotive captive experience, with thorough knowledge of accounting and financial statement analysis. Superior analytical skills supported by excellent written and verbal communication skills. Thorough knowledge of the Bank's policies and procedures, as well as its products and their inherent risks. Ability to work independently with minimal supervision.Recognized leadership capacities and executive presence. Experienced in supervision of professional level employees Preferred qualifications, capabilities, and skills: MBA or advanced degree