Key Responsibilities
- Assist the CRO in formulating and implementing the Risk Management Framework.
- Ensure alignment of risk strategy with business strategy and risk appetite.
- Monitor aggregate risk exposures across portfolios and business lines.
- Creation, monitoring, and reviewing risk and control library covering all functions of the Bank.
- Independently highlight material risks involved in business decisions.
In the area of Credit Risk Management, you will oversee portfolio risk analytics for various sectors such as corporate, commercial, retail, and agriculture. Monitoring asset quality trends, early warning indicators, and stress scenarios will be essential. Reviewing large exposures, recommending risk mitigation strategies, and ensuring the implementation of Expected Credit Loss (ECL) framework are also part of your responsibilities.
Qualifications Required
- Bachelor's degree in Finance, Risk Management, or related field.
- Prior experience in enterprise risk management in the banking sector.
- Strong analytical skills and attention to detail.
The company focuses on regulatory compliance, governance, and team leadership in addition to risk management. Your role will involve ensuring compliance with RBI guidelines and other regulatory norms, supporting Internal Capital Adequacy Assessment Process (ICAAP) preparation, and presenting risk insights to the Risk Management Committee and Board.
Overall, as a Risk Management Specialist, you will play a pivotal role in identifying, measuring, and monitoring various risks, ensuring compliance with regulations, leading a team of risk professionals, and delivering key reports and insights to the management.
