01Overview
Job Description (JD) Sales Manager (Secured Loans - LAP)
Position: Sales Manager
Product: Secured Loans (Loan Against Property - LAP)
Locations: Hyderabad, Chennai, Warangal
Experience: Minimum 3 Years Relevant Experience
Key Responsibilities
Source and acquire customers for Secured Loans (LAP).Achieve assigned sales targets including logins, disbursements, and productivity metrics.Conduct preliminary credit assessments, income validation, and eligibility checks.Manage the complete loan lifecycle from lead generation to disbursement.Ensure adherence to KYC, AML, RBI, and internal compliance guidelines.Coordinate with Credit, Risk, Operations, and other internal stakeholders for smooth processing.Build and maintain strong customer relationships to drive repeat business and referrals.Develop and manage relationships with DSA and Channel Partners.Cross-sell CASA and other banking products to existing and prospective customers.Ensure high levels of customer service and portfolio quality.
Eligibility Criteria
Graduate in any discipline.Minimum 3 years of experience in Secured Loans/LAP sales.Strong understanding of lending products and credit processes.Excellent communication, negotiation, and relationship management skills.Ability to work in a target-driven environment.
Skills Required
Sales & Business DevelopmentCustomer Relationship ManagementDealer/DSA ManagementCredit AssessmentBanking & Financial Services KnowledgeStakeholder Management .