01Responsibilities
Primary Responsibilities
'1. To handle wide range of products from working capital to term loan, NCD, Investment limits, Portfolio buyout, Commercial paper in Large corporate and FIG segments
2. Checking if all credit appraisals are adequately approved and conform to internal as well as RBI guidelines
3. Capability to guide/mentor the makers and ensure that processing are error free and within the committed timeline.
4. Check whether statutory / internal exposure limits are not breached.
5. Ensure enforceable legal documentation for credit facilities as per legal guidance and standard format/procedures. Involve in security creation including mortgages, pledge, hypothecation etc.
6. To Ensure compliance with all conditions precedent prior to disbursement
7. To give clearance for disbursement through the LSM/DM which is sent to Loan Operations.
8. Set process/ make modification in existing process to avoid operational risk at early stage.
9. Co-ordinate with loan operation team to seamless processing of transactions
10. Ensure various covenant/deferrals tracking in system
11. Liaison with Business Teams, Legal, Credit etc. for timely and quality delivarables by resolution of issues/answering queries.
12. Ensuring safe keeping of loan documents and retrieval of documents to vendor
Educational Qualification:
B COM & MCOM
Experience: O to 5 years in Banking .
