01Key Responsibilities
The key areas of responsibilities are as follows:
- Manage a portfolio of 35-40 FI clients and undertake objective detailed due diligence of borrowers / industry and prepare credit assessment reports.
- Manage end to end annual renewal of limits and borrower ratings as per the Banks credit processes and procedures collaborating with other stakeholders (Relationship Managers, Product teams and Credit Officers / Approvers).
- Carry out portfolio monitoring, including covenant checks and preparation of periodic monitoring reports. Preparation of periodic sector reports and stress tests of the portfolio (e.g. COVID impact, exchange rate volatility, crude price volatility) based on continuous monitoring of developments.
- Support Relationship Managers / Credit Officers on adhoc requests related to new transactions or other portfolio reviews.
- Undertake and lead calls with key internal stakeholders to ensure smooth portfolio management.
- Support in preparation of presentations for Management reporting, Credit Committee meetings etc.
- Audit management Internal, External including regulatory inspections (Credit Examination, JFSA / MAS / BoJ / RBI / Statutory etc.)
- Maintenance of credit files as per Banks procedures and requirements.
Key Skills:
- Strong understanding of financial statements / credit analysis of Financial Institutions such as banks, insurers, asset managers, etc with knowledge of key regulatory requirements.
- Ability to understand macroeconomic setting & its impact on the borrowers / portfolio.
- Knowledge of Bloomberg / CapIQ and similar systems.
- Product knowledge is an advantage.
- Must possess excellent communication and report writing skills.
- Strong team player with attention to detail, collaborative attitude and diligence.
- Prior experience of managing FI portfolio in a similar set up is ideal. Exposure to APAC markets will be an added advantage.
- Attention to detail, sensitivity towards timelines and problem-solving mindset.
Qualification:
- MBA / equivalent from a premier institute
- CA/ CFA/ FRM
Experience:
- FI credit analyst working in a Global Capability Centre (GCC) / Centre of Excellence (CoE) set up. Candidates should have 5 to 10 years of relevant work experience.
Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender. .
