Senior Associate, Product Manager, Small Medium Enterprises.

As a Product Management professional at the Corporate and Investment Banking division of DBS India, your role will primarily focus on managing credit programs and policies related to SME lending, Alternate Lending programs, and Big-to-small programs. Your key responsibilities will include: - Designing and managing standard operating procedures (SOPs) for end-to-end lending journeys with appropriate risk controls - Managing the overall portfolio of credit programs, including monitoring triggers and caps - Ensuring adherence to digital lending guidelines and program compliance - Supporting the digital implementation of lending journeys - Devising new credit programs and amending existing ones - Collaborating with the Ecosystem team and other stakeholders for timely implementation of lending programs - Managing portfolio triggers and caps, delinquency management, and risk controls for Alternate Lending and Co-lending policies - Providing portfolio insights partner-wise - Working with partners to streamline customer journeys, product delivery, and governance - Collaborating with Product Manager to build digital journeys for credit programs/partnerships - Supporting the coverage team in commercializing partnerships for customer scale-up - Developing customized training programs for frontline staff for effective sales and marketing of Alternate Lending programs - Establishing a feedback loop with partners/coverage team for continuous improvement To be successful in this role, you should have: - 6-8 years of relevant experience in Product Management, lending (especially trade finance), and digital - Preferably an MBA in Finance/Marketing, CA, or CFA from a Tier-1 institute - Proficiency in MS-Word, PPT, and Excel In addition to the technical skills, you are expected to demonstrate the following core competencies: - Fast learner and good understanding of the job - Organizational skills to meet conflicting deadlines - Proactive approach towards system implementations and changes - Effective verbal and written communication skills - Strong interpersonal skills to engage with internal and external stakeholders effectively You will work closely with various teams internally including IBG 4 Head, Product Head, RMG, GTS, Strategy & Planning, DAH2, and SG-Tech, as well as with external Ecosystem partners. DBS India values individuals who demonstrate high PRIDE values, including being Purposeful, Innovative, and Decisive. If you are looking for a challenging role in a dynamic environment that supports your growth and recognizes your achievements, we encourage you to apply for this position. Location: Delhi Job Type: Full-time, Product Management role Apply Now to join our team and enjoy a competitive salary, benefits package, and professional development opportunities. As a Product Management professional at the Corporate and Investment Banking division of DBS India, your role will primarily focus on managing credit programs and policies related to SME lending, Alternate Lending programs, and Big-to-small programs. Your key responsibilities will include: - Designing and managing standard operating procedures (SOPs) for end-to-end lending journeys with appropriate risk controls - Managing the overall portfolio of credit programs, including monitoring triggers and caps - Ensuring adherence to digital lending guidelines and program compliance - Supporting the digital implementation of lending journeys - Devising new credit programs and amending existing ones - Collaborating with the Ecosystem team and other stakeholders for timely implementation of lending programs - Managing portfolio triggers and caps, delinquency management, and risk controls for Alternate Lending and Co-lending policies - Providing portfolio insights partner-wise - Working with partners to streamline customer journeys, product delivery, and governance - Collaborating with Product Manager to build digital journeys for credit programs/partnerships - Supporting the coverage team in commercializing partnerships for customer scale-up - Developing customized training programs for frontline staff for effective sales and marketing of Alternate Lending programs - Establishing a feedback loop with partners/coverage team for continuous improvement To be successful in this role, you should have: - 6-8 years of relevant experience in Product Management, lending (especially trade finance), and digital - Preferably an MBA in Finance/Marketing, CA, or CFA from a Tier-1 institute - Proficiency in MS-Word, PPT, and Excel In addition to the technical skills, you are expected to demonstrate the following core competencies: - Fast learner and good understanding of the job - Organizational skills to meet conflicting deadlines - Proactive approach towards system implementations and changes - Effective verbal and written communication skills - Strong interpersonal skills to engage with internal and external stakeholders effectively You will work closely with various