01Overview
Role & responsibilities
Review and underwrite residential mortgage applications to ensure compliance with regulatory requirements and company policies.
Conduct credit risk assessment, income and asset analysis, and DTI/LTV calculation to determine loan eligibility.
Ensure compliance with Fannie Mae, Freddie Mac, and USDA regulations.
Review appraisals and clear conditions to ensure accurate loan valuation.
Maintain proficiency in LOS/AUS systems to efficiently process loan applications.
Stay up-to-date with industry developments and regulatory changes to ensure compliance and optimal loan processing.
Preferred candidate profile
3-8 years of experience in residential mortgage underwriting, preferably in the US market.
Strong knowledge of credit risk assessment, income and asset analysis, and DTI/LTV calculation.
Proficiency in Fannie Mae, Freddie Mac, and USDA compliance.
Experience with appraisal review and condition clearance.
LOS/AUS proficiency and ability to work efficiently in these systems.
Strong analytical and problem-solving skills, with attention to detail and ability to meet deadlines.
Interested candidates share their resume in ishlin@gojobs.biz .
