01Overview
We are seeking an experienced Risk & Portfolio Monitoring professional with 1215 years of experience in corporate credit risk and portfolio monitoring. The role will be responsible for overseeing the performance and risk profile of a diversified portfolio of secured, senior, structured private credit investments extended to mid-market corporates and private equity-sponsored businesses.
KEY RESPONSIBILITIES:
- Monitor the performance and credit quality of a diversified portfolio of secured, senior, structured private credit investments across multiple industry sectors.
- Conduct periodic portfolio reviews to identify emerging credit risks, concentration risks, and early warning indicators.
- Perform ongoing monitoring of borrower financial performance, including revenue trends, profitability, cash flows, leverage, liquidity, debt servicing capacity, and covenant compliance.
- Review quarterly and annual financial statements, management information, lender reports, compliance certificates, and other portfolio monitoring deliverables.
- Assess borrower performance against investment assumptions, approved credit parameters, and transaction covenants, recommending appropriate remedial actions where required.
- Prepare portfolio risk assessments, portfolio MIS, dashboards, investment monitoring reports, and presentations for Investment Committees and Senior Management.
- Conduct portfolio trend analysis, sector reviews, stress testing, and scenario analysis to evaluate portfolio resilience under changing market and economic conditions.
- Monitor watchlist investments and support timely escalation of underperforming or higher-risk exposures.
- Evaluate macroeconomic developments, industry dynamics, and sector-specific risks impacting portfolio companies across a sector-agnostic investment portfolio.
- Coordinate with Investment Teams, Credit, Legal, Compliance, and external stakeholders to ensure effective portfolio oversight and risk mitigation.
- Ensure compliance with internal investment policies, risk frameworks, transaction documentation, and governance standards.
- Support portfolio optimization initiatives, including concentration risk management, portfolio analytics, and risk-adjusted return assessment.
- Drive automation and continuous improvement initiatives in portfolio monitoring, reporting, data analytics, and risk surveillance processes.
DESIRED CANDIDATE PROFILE:
- 12-15 years of experience in Risk Monitoring, Portfolio Monitoring, Credit Risk, Portfolio Management, or Corporate Credit within Private Credit, Corporate Banking, NBFCs, Alternative Investments, or Financial Institutions.
- Strong experience monitoring large corporate and mid-market corporate credit exposures across diversified industry sectors.
- Excellent understanding of corporate financial analysis, structured credit transactions, credit risk assessment, covenant monitoring, and portfolio risk management.
- Hands-on experience in early warning signal identification, watchlist monitoring, stress testing, scenario analysis, and portfolio analytics.
- Strong understanding of secured lending structures, capital structures, collateral packages, and debt documentation.
- Ability to evaluate portfolio performance from both a credit risk and investment monitoring perspective.
- Strong analytical, problem-solving, and decision-making capabilities with excellent attention to detail.
- Excellent communication and stakeholder management skills, with the ability to present portfolio insights to senior leadership and investment committees.
- Advanced proficiency in Microsoft Excel and PowerPoint. Experience with Power BI, Tableau, SQL, or portfolio analytics tools will be an advantage. .
