01Key Responsibilities
Develop, review, and implement Home Loan credit policies and underwriting guidelines.
Analyze portfolio performance and recommend policy enhancements to improve asset quality.
Coordinate with Credit, Risk, Business, Product, and Operations teams for policy implementation.
Monitor policy exceptions, deviations, and portfolio trends to ensure effective risk management.
Drive policy automation and process improvements to enhance operational efficiency.
Ensure compliance with regulatory requirements and internal governance standards.
Support new product launches and policy changes through data-driven insights and impact assessment. .
