SME underwriter

Job Description: Role Description This is a full-time on-site role for an Underwriting & Placement (EB & Non-EB) position at in New Delhi. As part of the role, you will be responsible for day-to-day underwriting activities, evaluating risks, and placing insurance policies. You will work closely with stakeholders to ensure accurate assessments and adherence to policies and procedures. Job Description Suggesting the client proper covers/policies to cover the Risk Gaps, preparation of Quote/Broking slip. Access risk factor to determine coverage, eligibility, premium pricing & Policy terms Use underwriting guideline, rating manuals & industry standard to make informed decisions. Negotiate with various Insurer on discounts as well as competitive terms as per insured trade Making Placement Slips and float in Market for arranging competitive quotes from various insurer for all line of business i.e., Property, Marine, Engineering., Employee Benefit Etc. Handle PRE (working on RAW DATA) & POST - Placement Servicing for allotted client Quality check after policy placement (After placement of policy with insurer for cross check all the terms and conditions as per the approved RFQ) Analysis of Risk Gaps if any under current insurance program & preparation of Portfolio Review report. Prepare reports of all Placements & RFQ Requirements and skills Strong analytical and critical thinking skills Communication and interpersonal abilities Attention to detail and a high level of accuracy Knowledge of insurance principles, underwriting guidelines, and risk assessment Experience with an insurance broking company is added advantage Bachelor's degree in Finance, Business, or related field 3 + years of work experience with insurance underwriting .