01Overview
Job Description:
- Business Development & Sales:
- Identify and onboard potential customers (MSMEs, manufacturers, traders, etc.) for machinery loans.
- Achieve disbursement targets for machinery loans in the assigned territory.
- Promote loan products for both current and used industrial/commercial machinery.
- Drive cross-selling opportunities (insurance, working capital loans, etc.).
- Channel/Dealer Management:
- Build strong relationships with equipment dealers, OEMs, and DSA/Connectors.
- Ensure regular engagement with channel partners for consistent lead flow.
- Conduct training and motivation sessions for dealer sales teams.
- Credit & Risk Assessment:
- Perform preliminary credit assessment of potential borrowers.
- Coordinate with credit team for appraisal and disbursement processes.
- Ensure adherence to lending policies and mitigate risk.
- Customer Relationship Management:
- Provide end-to-end customer support during the loan lifecycle.
- Resolve queries and ensure high customer satisfaction.
- Ensure timely collection of documents and post-disbursement formalities.
- Market Intelligence:
- Monitor market trends, competitor offerings, and pricing strategies.
- Share insights to improve product competitiveness. .
