01Requirements
3+ years of recent US mortgage front-line underwriting experience
Experience with compliance review/ Disclosures Preparation/ Closing/ Doc Preparation and/or due diligence (post-close) experience in the residential mortgage industry
Demonstrated understanding of mortgage guidelines and policies for VA, FHA, FNMA, FHLMC & USDA
Experience analyzing and calculating qualifying income from various tax documents
Experience analyzing of credit reports and bank statements calculation of qualifying income from various tax documents,
Experience with both AUS and manual underwriting methods including DU and LP.
Working knowledge of running and reviewing third party loan-level Fraud Reports (Fraud Guard, Fraud Manager or DRIVE) and experience of working on Non-QM loans would be preferred.
High producer with attention to quality
Strong commitment to customer service and satisfaction with superior verbal and written communication skills
Must be able to work under pressure and meet deadlines, while maintaining a positive attitude .
