01Overview
Mortgage Underwriter (Conventional & Non-QM) Senior Associate (L2)
Employment Type : Full-Time
Work Location: Work From Office
Shift: US Rotational Night Shifts
Experience Required: 25 Years
Qualification
Bachelor's Degree (UG Mandatory)
Notice Period
Immediate Joiners Preferred
Compensation
4 LPA 9 LPA
Compensation will be based on relevant experience, current compensation, and supporting documents.
About the Role
We are seeking experienced Mortgage Underwriters to join a dynamic mortgage operations team supporting the US mortgage industry. The ideal candidate will have hands-on experience underwriting Conventional and Non-QM mortgage loans, with a strong understanding of mortgage lending guidelines, risk assessment, income analysis, and regulatory compliance.
This role requires robust analytical skills, attention to detail, and the ability to make sound underwriting decisions while maintaining service-level commitments in a fast-paced environment.
Key Responsibilities
Loan Underwriting & Risk Assessment
Review and underwrite residential mortgage loan applications.
Evaluate Conventional, Non-QM, and DSCR mortgage products.
Assess borrower eligibility through detailed analysis of income, assets, credit history, employment, and property-related documentation.
Perform risk assessments and determine loan eligibility in accordance with investor and regulatory requirements.
Income Analysis
~ Analyze various income documentation types, including:
~ W-2 and salaried income
~ Self-employed borrower income
~ .
