US Mortgage Loan Processor (Mysuru)

Job Type: Full-time Remote: Hybrid Mortgage Loan Processor Non-QM / DSCRRemote | U.S. Eastern Time (EST) | Full-timeCompany: HomeAbroad Inc. (NMLS #2625701) parent company of HomeAbroad and Ziffy.aiAbout UsHomeAbroad Inc. is a U.S.-based, AI-native PropTech and mortgage company built around a single idea: Discover, Analyze, Finance. We run two brands on one platform and one operations team.HomeAbroad Non-QM and DSCR lending for foreign nationals and global investors buying U.S. investment real estate. This is where we started, and it remains one of the most specialized foreign-national lending desks in the country.Ziffy.ai an AI-powered property discovery and analysis platform for domestic U.S. investors, with millions of indexed investment properties. Ziffy finds the deal; our mortgage desk finances it.Both brands feed the same pipeline. That means a processor here sees a genuinely broad book of Non-QM work foreign national files with international documentation on one side, domestic DSCR investor files on the other rather than the same file over and over.We are tech-forward by design. Our loan processing runs on ClearPath, our own internal processing platform, alongside an AI lender-matching engine and a modern communications stack. You'll spend your time on judgment and borrower outcomes, not on chasing spreadsheets.We're expanding mortgage operations and hiring an experienced Non-QM Loan Processor to work U.S. Eastern hours.Role OverviewAs a Mortgage Loan Processor Non-QM, you'll own loan files end-to-end from initial disclosure through clear-to-close, across both the HomeAbroad (foreign national) and Ziffy (domestic investor) books of business.You'll work directly with U.S.-based loan officers, underwriters, borrowers, and third-party vendors. The role is 100% remote, requires hands-on DSCR experience, and demands excellent English communication you will be borrower-facing.Key ResponsibilitiesProcess Non-QM mortgage loan files end-to-end across both brandsReview and analyze loan applications, credit reports, income, asset, and property documents including international documentation on foreign national filesPrepare and submit complete, clean loan packages to underwritingOrder and track third-party services (appraisal, title, insurance, entity docs, etc.)Clear underwriting conditions quickly and accuratelyKeep pipeline status current in ClearPath and hit closing timelinesCommunicate clearly with loan officers, borrowers, and internal teams across email, CRM, and LOSEnsure compliance with lender and regulatory guidelinesMaintain accurate loan documentation and disclosuresRequired Experience & SkillsMust-Have2+ years of U.S. mortgage loan processing experienceHands-on Non-QM experience DSCR requiredExperience working with U.S.-based mortgage brokerages or lendersStrong grasp of DSCR guidelines, rent schedules, appraisals, and credit analysisExcellent written and spoken EnglishAble to work U.S. Eastern hours (overlap with U.S. business hours is mandatory)TechnicalLoan Origination Systems (Encompass or similar)Strong Excel (calculations, trackers, data review)Adobe Acrobat (PDF review, bookmarking, file management)CRM and document management systemsNice-to-HaveForeign national loan experienceInvestor / rental-property borrower experience (LLC vesting, entity docs, short-term rental income)Exposure to multiple Non-QM lendersPrior experience on a remote U.S. operations teamUnderstanding of broker-to-lender workflowsComfort adopting recent internal tools quickly we ship product oftenWork DetailsLocation: RemoteHours: U.S. Eastern Time (EST)Type: Full-timeGrowth: Clear path to Senior Processor / Team Lead as the desk scalesWhy Join Us Two brands, one desk. Foreign national and domestic investor Non-QM volume in the same seat rare range for a processor.Direct access to U.S. leadership. Small team, no layers, decisions in hours not weeks.Real tooling. ClearPath, AI lender matching, and an engineering team that fixes your workflow when you tell them it's broken.High-value, specialized files. DSCR and Non-QM, not commodity conventional volume.Long-term growth with a scaling AI-native mortgage to ApplySend us:Updated resumeA brief note on your Non-QM / DSCR experienceConfirmation of EST availability .