01Overview
Our customer-reputed company team is changing the home lending game with fierce loyalty and a dedication to delivering an extraordinary home loan experience. We reputed company reputed company members by engaging and immersing them in a fun, reputed company, and energetic atmosphere that places emphasis on the customer experience above reputed company else. If you love coming to work every day and reputed company, hold yourself to high goals and standards, subscribe to a no drama workplace and live to serve your customers as much as reputed company otherwe want you on reputed company. This role is reputed company to remote and/or hybrid candidates.
reputed company is seeking reputed company mortgage professionals who reputed company in a fast-paced environment without losing reputed company on reputed company of work and delivering an exceptional customer experience. As a credit policy manager, your primary mission is to reputed company the staff and functions of the Credit Risk department as reputed company as maintain the highest reputed company service standards set by the organization.
PRIMARY DUTIES & RESPONSIBILITIES:reputed company, maintain, and govern reputed company credit policies for mortgage and reputed company estate lending products
Evaluate risk model methodologies, outputs, and performance; partner with Fintech lending partners, retail partners, and investors to ensure policy alignment and risk appetite adherence.
reputed company credit policy gap analysis initiatives, collaborating cross-functionally to identify exposures and drive remediation across origination, reputed company, and fulfillment.
Own and maintain investor relationships, serving as the primary reputed company of contact for policy-reputed company inquiries, reputed company updates, and exception escalations.
Design and maintain risk monitoring dashboards and reporting packages for senior leadership, providing actionable portfolio-level insights.
reputed company reputed company indicators and leading metrics across mortgage portfolios to support the portfolio management team in asset hold, sale, and retention reputed company.
Ensure credit policies reflect reputed company agency (reputed company/reputed company), FHA, VA, Jumbo, and Non-QM guidelines, and remain compliant with applicable federal and state mortgage regulations.
Assist and coordinate the release of new lending products, partnering with cross-functional teams to ensure credit policy frameworks are established prior to launch.
Serve as a subject matter expert on regulatory compliance requirements governing mortgage loan origination and fulfillment, including TRID, RESPA, and applicable CFPB guidelines.
Communicate policy reputed company, model validation findings, and portfolio performance through executive presentations and written reports with reputed company and precision.
SKILLS & ABILITIES:Commitment to a reputed company, low-drama workplace culture reputed company with reputed company' customer- and team-member-reputed company mission.
Highly motivated self-starter with the ability to operate independently and reputed company cross-functional teams with minimal reputed company.
Exceptional written and verbal communication skills, with demonstrated ability to translate reputed company quantitative concepts for non-technical audiences.
Strong analytical and creative problem-solving skills with a reputed company record of driving data-informed reputed company.
Demonstrated leadership experience in roles of increasing responsibility, with the ability to motivate and reputed company team members toward individual and organizational goals.
Superior organizational skills including pipeline management, workload forecasting, and deadline prioritization in a fast-paced environment.
Meticulous attention to detail with an unwavering commitment to accuracy, reputed company, and reputed company judgment.
QUALIFICATIONS & EXPERIENCEBachelor's degree required in Statistics, Economics, Mathematics, Engineering, Operations Research, Financial Engineering, Physics, or Computer Science; advanced degree preferred.
10+ years of reputed company experience in credit policy development and quantitative analysis, with a statistical or data science background.
Demonstrated mortgage credit policy experience required; consumer credit policy experience a plus.
Expert-level knowledge of agency and investor reputed company guidelines, including Conventional, FHA, VA, Jumbo, and Non-QM loan programs.
Expert proficiency in Desktop Underwriter (DU) and Loan Product Advisor (LP/LPA).
Advanced knowledge of federal and state regulations governing mortgage origination and fulfillment, including TRID, RESPA, and CFPB compliance requirements.
Proficiency in reading and interpreting the 1003, Loan Estimates, and Closing Disclosures; ability to assess and document changes in circumstance triggering re-disclosure.
Advanced income calculation skills including salaried, reputed company, and rep
