Job Title VP - Product Head - Term Lending Location Mumbai India Role Description As the Product Head you would be responsible for all activities required to define design develop and deliver new term lending products to support the business lending strategy What we ll offer you As part of our flexible scheme here are just some of the benefits that you ll enjoy Best in class leave policy Gender neutral parental leaves 100 reimbursement under childcare assistance benefit gender neutral Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs and above Your key responsibilities Deliver the revenue and volumes plans for the term lending business keeping the risk appetite in mind Product development design and modification in line with the group s overall strategy and regulatory environment Strategically responsible for end to end customer experience - Innovate Conceptualize and Implement customer service framework across life cycle Coordinating with cross-functional teams like Coverage Operations Risk Credit Technology Finance etc to create and continuously enable changes in product design workflows polices etc to deliver top service to clients Implement insights gathered from coverage risk credit and collection team to constantly improve our products and processes Market research and analysis competitor benchmarking monitoring of trends and spotting opportunities in the market for product enhancement and current product launches Develop strategic marketing plans involving customer communication sales collaterals sales promotions including incentive plans and rewards recognition Proactively communicate with stakeholders to keep them up to speed on planning roadmap execution status launch its impact learnings etc - A sharp focus on automating repeatable tasks and reducing operational overheads Manage motivate and further develop team members Handle group and regulatory audits Your skills and experience Deep understanding of the Indian lending ecosystems industry trends technology developments and evolving customer needs In depth knowledge of the mortgage business lending nuances especially financial analysis accounting processes - esp legal and valuation aspects Preferred experience in sales as well as product experience in term lending products like Loan Against Property LAP Lease Rental Discounting LRD Business Instalment Loans BIL to the MSME and mid corporate segments Extremely analytical and data driven ability to derive actionable conclusions from large data sets Having business finance exposure would be an added advantage Excellent ability to articulate and present complex issues combined with organizational experience and the ability to set and manage priorities Minimum 20 years of relevant work experience and team handling experience Profound knowledge of banking products clients and global operating model Very strong in use of Excel Power point MS Word Capability to understand and interpret legal text and discuss with control functions How we ll support you Training and development to help you excel in your career Coaching and mentoring from seniors in your team A culture of continuous learning to aid progression A range of versatile perks that you can tailor to suit your needs About us and our teams Please visit our company website for further information https www db com company company htm We strive for a culture in which we are empowered to excel together every day This includes acting responsibly thinking commercially taking initiative and working collaboratively Together we share and celebrate the successes of our people Together we are Deutsche Bank Group We welcome applications from all people and promote a positive fair and inclusive work environment .
