01Overview
Job Title :
Underwriting
Qualification :
Any Graduate
Experience :
2+ Years
Must Have Skills :
Well -versed with all 4Cs of Underwriting (Asset, Income,
Credit and Collateral)
1.Live underwriters
2.Collateral Capacity
3.Credit & Income
Valuable to Have Skills :
Roles and Responsibilities :
Review and analyze the mortgage loan application to
ensure eligibility, accuracy, completeness, and compliance
with internal and regulatory guidelines to minimize
risk factors.
Review all required loan data, reports, and inspections
to ensure the collateral is acceptable to investor and
the company.
Responsible for making independent decisions regarding
acceptance and risk of loans according to HUD, company, and
investor guidelines.
Provides final approval underwriting of mortgage loans.
Completes all required paperwork and forms in a timely
and accurate manner; prepares required forms.
Sign off conditions in a timely manner set by management.
Work with staff and management to find solutions on
escalated loans.
May be requested to make recommendations for improving
Internal Audits policies and practices.
Manage loans by using all functions of Encompass.
Effectively communicate underwriting decisions with
processors and advisors
Maintain a high level of customer service and
communication with other departments.
Other duties as assigned.
Location :
Mumbai
CTC Range :
15 lpa(lakh per annum)
Notice period :
Immediate Joiners
Shift Timings :
Night Shift
Mode of Interview :
Face to face
Mode of Work :
WFO
Mode of Hire :
Permanent
Note :
NA .
