01Role Overview
The Credit Analyst I is responsible for analyzing financial data, assessing credit risk, and supporting informed credit decisions for merchant deals and applications within the payments ecosystem. The role ensures adherence to the organizations credit risk framework, portfolio quality standards, and service-level agreements (SLAs), while contributing to risk mitigation and business growth.
02Key Responsibilities
- Evaluate financials, credit reports, and transaction data to determine creditworthiness
- Support credit approvals/declines in line with policy and exposure strategy
- Monitor portfolio quality and identify potential exposure
- Prepare concise credit analysis reports for management
- Clearly communicate credit decisions and approval terms to stakeholders
- Ensure a .