01Overview
LOAN EXECUTIVE JOB DESCRIPTION
Position: Loan Executive
Department: Sales
Reporting To: Branch Manager / Sales Manager
Job Type: Full Time
Main Responsibilities- Find and contact new customers.- Understand customer requirements and suggest suitable loan products.- Explain loan terms, interest rates, tenure and required documents.- Collect KYC and other required documents from customers.- Prepare and submit loan applications correctly.- Coordinate with Credit and Operations teams.- Follow up on loan applications until approval and disbursement.- Assist customers during the loan disbursement process.- Maintain good relationships with existing customers.- Generate new business through customer references and market visits.- Achieve monthly sales and disbursement targets.- Follow company policies and procedures.Loan Products- Personal Loan- Business Loan- MSME Loan- Home Loan- Loan Against Property (LAP)- Vehicle Loan- Commercial Vehicle Loan- Gold Loan- Agriculture Loan- Other Loan ProductsQualification- Graduate preferred.- Freshers can also apply.- Experience in Banking, NBFC, Finance or Sales will be an advantage.- Good communication and customer-handling skills.- Willingness to work in the field.Required Skills- Good communication skills- Sales and marketing skills- Customer relationship management- Good follow-up ability- Basic computer knowledge- Target-oriented approach- Honest and responsible attitudePerformance- Lead Generation- Loan Login- Loan Approval- Loan Disbursement- Monthly Target Achievement- Customer Service- Documentation- Compliance with Company PoliciesCareer GrowthLoan Executive Senior Loan Executive Relationship Manager Sales Manager Branch Manager
Note: Responsibilities may vary depending on the company's loan products and business requirements. .
