01Key Responsibilities
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Lead and manage branch operations related to Loan Against Property (LAP).
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Achieve monthly and annual disbursement and revenue targets.
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Source LAP business through direct channels, DSA, connectors, and builders.
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Ensure compliance with credit policy and prudent underwriting standards.
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Coordinate with credit, legal, and technical teams for seamless processing.
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Monitor portfolio performance and ensure healthy collections and minimal NPAs.
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Build and manage relationships with high-value customers and channel partners.
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Recruit, train, and manage branch staff and sales executives.
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Prepare and present MIS reports to senior management on branch performance.
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Ensure excellent customer service and address grievance redressals promptly.
Qualifications:
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Graduate/Postgraduate in Finance, Business, or related field.
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Minimum 5 years experience in LAP or Secured Loan business.
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Proven leadership and team management skills.
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Strong knowledge of LAP products, credit policies, and local markets.
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Positive communication, negotiation, and interpersonal skills.
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Proficient in MS Office and loan management systems. .