Zonal Receivable Manager (Hard Bucket)-West

Job Description Job description Role Summary: Responsible for driving collections across the vehicle finance portfolio for Western Zone (Maharashtra, Gujarat, MP) India. Ensure recovery targets are met, NPAs are minimized, and legal/repossession actions are executed effectively. Key Responsibilities Drive bucket-wise collection strategy (Hard bucket- 90+).Ensure legal actions (notices, repossession) are timely and compliant.Monitor collection performance, roll rates, and recovery costs.Lead MIS/reporting and suggest portfolio-level risk controls.Ensure regulatory and process compliance across channels.Handle and lead the team of Collection. KPIs Collection efficiency vs target.Roll rate and vintage movement.Cost per unit recovery.Agency performance and audit scores.Legal case resolution TAT. Qualifications & Experience Graduate/MBA with 12-20 years in vehicle finance collections.Strong experience in field recoveries, repossession, and agency management.Willing to travel extensively within the zone. Base location : Pune or Mumbai (Preferably Pune) Vertical: Vehicle Finance (Cars, Commercial Vehicles, Construction Equipment, Tractor) Salary - Best in the industry Interested candidates can share CV at singh.manish@kogta.in Recruiter Name: Manish Singh Recruiter Email: singh.manish@kogta.in Apply Now .